Verified identity and audit-ready evidence for your FICA programme

Facephi provides the identity verification and traceable evidence your obligations under FICA, SARB and Joint Standard 2/2024 rely on. Your team proves compliance; we make it verifiable.

Built on 20 years of European regulatory expertise.
Compliant with GDPR and ISO 27001.

Request your identity & evidence assessment

See where Facephi fits within your FICA obligations and what evidence you can generate at each step of the customer lifecycle. Free, no commitment.

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gclid

Trusted by leading clients

International certifications and standards

Why compliance expectations are rising in South Africa

Post-FATF grey list excellence

Historic milestone: FATF grey list removal (October 2025) following completion of an Action Plan addressing key deficiencies, including beneficial ownership transparency, MLTF prosecutions, and supervisory effectiveness.

Twin Peaks regulatory model

Prudential Authority (SARB): Bank supervision, capital adequacy, liquidity
Financial Sector Conduct Authority (FSCA): Market conduct, consumer protection
Financial Intelligence Centre (FIC): AML/CFT supervision and STR analysis

Comprehensive Regulatory Framework

FICA (Financial Intelligence Centre Act): Enhanced CDD/EDD, STR filing, cash reporting (ZAR 49,999.99)
POPIA (Protection of Personal Information Act): 24-hour breach notification, data minimization, Information Officer appointment
Joint Standard 2 of 2024: Cybersecurity compliance effective June 2025 – 24-hour incident reporting, penetration testing, board oversight

Digital Banking Landscape

Big Four dominance (Standard Bank, FirstRand/FNB, Absa, Nedbank – 85% market share)
Digital challengers: TymeBank (7M customers), Discovery Bank, Bank Zero
80% banking penetration, 20M mobile banking users
DHA National Population Register biometric verification achieving <1% error rates

Key Compliance Requirements

DHA biometric verification (fingerprint and facial recognition)
PEPs screening (DPIPs – Domestic Prominent Influential Persons, FPPOs – Foreign Prominent Public Officials)
Beneficial ownership (25% threshold, CIPC registry access)
Real-time sanctions screening (UN, domestic TFS)
PASA 2016 interoperable biometric standards
Cybersecurity incident reporting (24 hours)

Facephi capabilities for South Africa

Biometric onboarding
Multimodal identity verification with liveness. ISO 29794-5 and PASA 2016.
Injection defense (iAD)
Detects deepfakes and injection. iBeta Level 1+2 certified.
Continuous authentication
Re-verifies the user across the lifecycle. Supports Joint Standard 2.

Audit-ready evidence
Every decision traceable to the original verification. Evidence generated automatically.
360º identity profile
One identity record. A compliance asset, not an isolated tool.
Deployment sovereignty
On-premise or private cloud. Your data, your retention. POPIA-aligned.